Refinance Guides for Salt Lake County

Expert guidance from Sharla Ellis to help you make informed refinancing decisions in Salt Lake County—from understanding closing costs to evaluating rate drop rules.

Sharla Ellis · Jan 4, 2025 · 5 min read

Refinancing Closing Costs

Learn how closing costs work when refinancing a Salt Lake County home and how to plan for them effectively.

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Is 1% Rate Drop Worth Refinancing?

Discover whether a one percent rate drop makes refinancing worthwhile for Salt Lake County homeowners.

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The 2% Refinancing Rule Myth

Understand why the old 2% refinance rule rarely applies today and what to consider instead for Salt Lake County refinances.

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The 80/20 Refinancing Rule Explained

Learn how the 80/20 rule applies to Salt Lake County refinances, equity thresholds, piggyback loans, and PMI removal.

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Ready to Explore Your Refinance Options?

Sharla Ellis has helped hundreds of Salt Lake County homeowners refinance their mortgages. Whether you're looking to lower your rate, shorten your term, or tap into home equity, let's discuss your goals.