What Sets Us Apart - The Sharla Ellis Advantage

• Trusted Advisor

  What sets Sharla apart has to be her many years of experience. She knows what makes an approvable loan, right from the very first conversation. Sharla also connects well with people and builds immediate trust. She is a Top Producer but she is also very caring. Everything she does is about creating raving fans and lifelong clients. Sharla has surrounded herself with an amazing team who supports her vision of being the best in the business. 

• Communication

  You can count on us to help you navigate successfully and efficiently through the current environment. Our clients and sources simply love us for our proactive communication – just check out our hundreds of 5-star testimonials.

• Speed to Respond

  We’re not just talking about quickly answering a Facebook message. We operate with a sense of urgency, making sure your file is a priority from application to close.

  Speed to respond is one of our Core Values!

• 10 Day Closings

  Our average timeline from receipt of the contract to closing is 10 to 14 days. Our seasoned and efficient team can absolutely perform on tight timelines. This is one of the top reasons we win contracts for our clients!

• Documents to Title in Advance

  It is our procedure to have closing documents to the title company in advance, eliminating any last-minute stress and anxiety. We will also have the final closing disclosure and numbers for clients within 24 hours of closing.

• Fairway Advantage Pre-Approval

  Our Fairway Advantage Pre-Approval program allows you to be conditionally approved for a home loan before beginning the house-hunting process. You’ll feel confident and secure knowing that the home you'd like to offer on is finally within reach. This pre-approval shows that your offer is strong and that you are ready to compete in this intense market.

  

• Fairway Cash Guarantee

  This product was created by Fairway to allow financed buyers in competitive markets to be able to compete with cash offers. This is coupled with our Fairway Advantage Pre-approval and is actually backed by a cash guarantee, stating that if the buyer can't close because of ANY financing reason, then Fairway will purchase the home from the seller. This gives the seller peace of mind that the transaction will close.

  This program is offered to our clients at NO ADDITIONAL COST. Be sure to ask us for more details!

  

• Lock Shop & Go

  Fairway’s Lock, Shop, & Go program allows buyers to secure a rate BEFORE securing a contract on a home so they can look for houses without the constant worry of increasing rates. You can lock for 90 days with no additional fees. If the rates decrease, we’ve got you covered - Fairway will update the initial lock if there is an improved market rate, Now you can house-hunt with some peace of mind!

                     

• In-House Appraisal Management

  We have our own appraisal management company which means we have more control over the appraisal process and turn times. Our branch also has small and trusted appraiser panel, the majority of whom Sharla has worked with her entire career.

• CrediTools

  We offer an in-house credit improvement department with FCRA-certified analysts who work with loan officers and applicants. This helps to increase credit scores and improve credit, in order to qualify for financing and to obtain the best pricing possible. There is no cost for this service. The CrediTools team helped nearly 3,000 applicants complete their credit improvement plans last year alone.

  If you desire to increase you credit score we are ready to help!

  

• Your Mortgage Partner for Life

  Our relationship with our clients does not end at closing. We stay connected in order to be a great resource for any mortgage-related questions you may have and any future financial decisions you may need to make.

  We love and appreciate our clients!

  We are here for you!