“Sharla Ellis Utah mortgage expert holding a book titled ‘The Power of a Fresh Start’ symbolizing a new chapter for multigenerational homebuyers.”

Why Multigenerational Living Works—and One Story That Says It All

Here’s something many people don’t realize: multigenerational living is rising faster than almost any other housing trend in America.
Families are joining forces because of affordability, built-in support, and the desire for stability — and honestly, it just makes sense.

This story is one of my favorites.


The Phone Call That Started with a Brave Admission

A few months ago, a recently divorced mom reached out to me.
She had built a beautiful life in a larger home, and now she was stepping into a new chapter — one that felt unfamiliar and a little overwhelming.

She told me honestly:
“I know I’ll have to sacrifice. I’m coming from a big home, and I’m nervous about doing this on my own.”

But she wasn’t calling to give up.
She was calling because she had a plan.

Her adult daughter had said,
“Mom… let’s buy together.”

They had already decided to team up, to combine resources, and to create something new — together.

And that changed it all for her.


Two Generations. One Vision. A New Beginning.

They weren’t settling.
They weren’t shrinking their dreams.

They were right-sizing their life for this season — and doing it side by side.

The mom brought her experience and warmth.
The daughter brought fresh energy and optimism.
Together, they brought a shared goal:

A home where both could move forward with confidence.

When we reviewed the numbers and found a home they both loved, the shift was immediate:

Relief.
Excitement.
A spark of “We really can do this.”

And they absolutely could.


Why Multigenerational Living Is So Popular

More and more families are choosing this path because it offers:

  • A bigger combined budget
  • Shared expenses
  • Built-in support
  • More stability for everyone
  • Faster wealth-building together
  • A home filled with connection (not isolation)

For this mother and daughter, it also meant something deeper:

A loving transition — not a step backward.


The Moment That Said It All

Closing day was pure joy.
No fear.
No second-guessing.
Just pride, gratitude, and the beautiful feeling of:

“We’re doing this — together.”

This is why I love what I do.
Not just crunching numbers…
but helping people honor the next chapter of their lives with purpose, dignity, and confidence.


Thinking About Combining Households? I Can Help You Explore It.

If you — or someone you love — is considering multigenerational living, I’m here to help you run the numbers and explore every option.

Sometimes the best move isn’t smaller —
it’s smarter, stronger, and shared.

Love really is real.
And home can grow with you.

—S.

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